It's a free credit payment solution that allows you to pay for your purchases
between € 135 and € 3,000 in 3 or 4 times without fees.


Select your products and add them to your cart. Confirm your order and choose the payment in 3 x or 4 x Choozeo free.

Fill out the free online credit form and get an immediate answer.
Sign online your free credit agreement and pay with your credit card your first payment.

And then ?

You will receive in two days by email your free Choozeo credit agreement and the summary of your schedule. The other deadlines will be debited the following months.



CHOOZEO is a free credit without any expenses refundable in 3 or 4 times proposed by NATIXIS FINANCING limited company with the capital of 73 801 950 € - Registered office: 30 avenue Pierre Mendes France 75013 Paris - 439 869 587 RCS Paris. The amount of free credit varies between € 135 and € 3,000. IDEALMOTO limits itself to connecting its customers with NATIXIS FINANCEMENT by indicating on its website a non-contractual landing page. We are therefore not subject to the regulation on intermediaries in banking operations and payment services.
CHOOZEO is reserved for individuals (natural persons of age) residing in France and holders of a Visa or MasterCard credit card with a validity of more than 6 months to the duration of the chosen financing. Cards with systematic authorization including electron, Maestro, Nickel etc ... as well as e-cards, Indigo and American Express cards are not accepted.